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We enjoy helping people find the right home, and OUR favorite place to show is Hawaii Kai, our “specialty area”. This is one of Oahu’s jewels, located on the sunnier, dryer side of the island.
Begun in the 1960s as a master planned community, Hawii Kai was once regarded as a “country area” for farmers. Hawaii Kai has become one of the premier suburbs of Oahu. The variety of housing styles and price ranges appeals to a diverse group of residents. It’s about 12 miles from downtown Honolulu with easy access to the H-1 Freeway. It is close to Kahala and Kaimuki neighborhoods on one end and to Waimanalo and Kailua on the other end.
The Hawaii Kai community enjoys a good variety of beaches, golf courses, tennis courts, movie theaters and restaurants. In fact, other popular community-based businesses and services such as supermarkets, fitness centers, playgrounds, medical facilities and dry cleaners are located in Hawaii Kai so residents do not have to go far for their day-to-day needs.
For recreation, the many wide streets encourage biking and jogging. Nearby is Sandy Beach for experienced body surfers; Hanauma Bay a nature preserve; and Maunaloa Bay for water skiing, boating, or canoe paddling.
The single-family homes are in a variety of price ranges but generally begin above the affordable range for Oahu. The Hawaii Kai high-rise condominiums have commanded higher prices than condominiums in other Oahu regions. The Portlock district offers premium luxury beachfront homes.
Source: www.cbpacific.com/
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Financing Your Home >More On ARMs
Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.
One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.
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What acclaimed house built of stone, concrete, and glass is built over a waterfall?
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Fallingwater in Mill Run, PA, built by architect Frank Lloyd Wright, is one of the most-visited homes in the U.S.
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Team Leilani Cunningham
Coldwell Banker Pacific Properties
4211 Waialae Ave. Kahala Mall Rooftop, Suite UW1
Honolulu, HI 96816
Tel: 808-382-3000
Fax: 808-748-8030
Email: Leilani@TeamLeilani.com
Leilani Cunningham was born and raised on Oahu. Living in the islands and remembering all the wonderful places, experiences, and people that have been part of her life growing up in Hawaii means she can offer local expertise for clients searching for just the right home, work experience to help market her clients’ properties effectively, and valuable business relationships to support smooth closing for all parties in every transaction. Leilani is excited to now have her daughter Kahi working as her associate.
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